Disclosures

Loan rates provided, are subject to a maximum loan limit, that may vary by state, or county, not to exceed $729,750. Loan amounts above that  MAY be available and your personal Mortgage Banker will advise you if that is the case for your loan needs.

This is not a commitment to lend. Rates are for example purposes only. Actual rates may vary based on the credit profile of the borrower, loan program, loan-to-value, whether the loan carries a prepayment penalty or is interest only. If you submit a loan application, your rate can only be established after obtaining a credit report.

Interest rates may vary depending on costs and other factors.  The interest rates, annual percentage rates (APRs), and costs are subject to change without notice.

The monthly payment amount presented includes principal, interest, and mortgage insurance, if required. Your actual monthly payment will be higher if an escrow/impound account is established or required.  If impounds are waived, then the pricing will be higher.

Your APR will vary based on your final loan amount and finance charges.

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Customer Testimonial
"....we had met with several other lenders before we were referred to you by our Realtor. It was the best move we ever did. We had good credit, income and really nothing wrong but the purchase had some complications with the sellers and terms, which you were able to negotiate for us, making the home ours, and we can not thank you enough. We highly recommend you and your services to everyone we know. Thank you again." NM
Customer Testimonial
"....we had some trouble in the past with our credit history, as you know, not because of neglect, but circumstances, (divorce) which made our history not lily clean like lenders want to see. You took the time to give us the direction and instructions so that we now have our new home, which we could not have had except for your hard work. Thank you again and again." CF
Customer Testimonial
".... we wanted to take minute and thank you for the perseverance you put into getting us financed for the purchase of our home. As you know we tried several other lenders and none of them took the time to make the process work. Since then we have refinanced three times over a 10 year period, and have recommended you to everyone we know because you put the personal touch into the process which has made it happen every time thank you again for your kind assistance." BF & EE
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